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	<title>Comments on: Lower Your Monthly Subscriptions Cost by Calling</title>
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	<link>http://pfcreditcards.com/lower-your-monthly-subscriptions-cost-by-calling/</link>
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		<title>By: PF Credit Cards</title>
		<link>http://pfcreditcards.com/lower-your-monthly-subscriptions-cost-by-calling/comment-page-1/#comment-294</link>
		<dc:creator>PF Credit Cards</dc:creator>
		<pubDate>Fri, 27 Mar 2009 16:29:49 +0000</pubDate>
		<guid isPermaLink="false">http://pfcreditcards.com/?p=67#comment-294</guid>
		<description>Olivia: You want the representative to help you since there&#039;s no incentive for him/her not to since it&#039;s not their money versus yours.

So, an approach I usually take is &quot;the economy is really bad and the monthly fee is just too high right now.  I&#039;m wondering if there are any promotions, special offers or ways to lower my bill.&quot; to start things off.

Some people try to threaten to cancel but I don&#039;t feel comfortable with that approach because if they say okay, then I wouldn&#039;t know how to respond to that if that&#039;s not my intended goal.</description>
		<content:encoded><![CDATA[<p>Olivia: You want the representative to help you since there&#8217;s no incentive for him/her not to since it&#8217;s not their money versus yours.</p>
<p>So, an approach I usually take is &#8220;the economy is really bad and the monthly fee is just too high right now.  I&#8217;m wondering if there are any promotions, special offers or ways to lower my bill.&#8221; to start things off.</p>
<p>Some people try to threaten to cancel but I don&#8217;t feel comfortable with that approach because if they say okay, then I wouldn&#8217;t know how to respond to that if that&#8217;s not my intended goal.</p>
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		<title>By: Olivia</title>
		<link>http://pfcreditcards.com/lower-your-monthly-subscriptions-cost-by-calling/comment-page-1/#comment-293</link>
		<dc:creator>Olivia</dc:creator>
		<pubDate>Fri, 27 Mar 2009 16:26:22 +0000</pubDate>
		<guid isPermaLink="false">http://pfcreditcards.com/?p=67#comment-293</guid>
		<description>This is a good article.  Could you offer some tips on how to negotiate on the phone with these companies?  How should you ask for a discount?</description>
		<content:encoded><![CDATA[<p>This is a good article.  Could you offer some tips on how to negotiate on the phone with these companies?  How should you ask for a discount?</p>
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		<title>By: Sandy</title>
		<link>http://pfcreditcards.com/lower-your-monthly-subscriptions-cost-by-calling/comment-page-1/#comment-280</link>
		<dc:creator>Sandy</dc:creator>
		<pubDate>Thu, 26 Mar 2009 22:40:12 +0000</pubDate>
		<guid isPermaLink="false">http://pfcreditcards.com/?p=67#comment-280</guid>
		<description>Save every cent and call now.  I&#039;ve been doing this for a long time.  The people over the phone are usually very helpful as well (unlike tech support).  You can really save tons of money off your bills with this method.</description>
		<content:encoded><![CDATA[<p>Save every cent and call now.  I&#8217;ve been doing this for a long time.  The people over the phone are usually very helpful as well (unlike tech support).  You can really save tons of money off your bills with this method.</p>
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		<title>By: Jody</title>
		<link>http://pfcreditcards.com/lower-your-monthly-subscriptions-cost-by-calling/comment-page-1/#comment-251</link>
		<dc:creator>Jody</dc:creator>
		<pubDate>Wed, 25 Mar 2009 15:57:43 +0000</pubDate>
		<guid isPermaLink="false">http://pfcreditcards.com/?p=67#comment-251</guid>
		<description>Alan, 0% balance credit cards are dangerous since you have to make sure you are on top of your finances.  You also can&#039;t find a card with a big enough credit limit to give you $40 a month!

As for me, I call every 6 months to all my companies to see if I can save.  Sometimes, it&#039;s to keep my bills low (renew my promotional offers).  Other times, I enroll in new ones.  It&#039;s my secret to have low monthly bills!!</description>
		<content:encoded><![CDATA[<p>Alan, 0% balance credit cards are dangerous since you have to make sure you are on top of your finances.  You also can&#8217;t find a card with a big enough credit limit to give you $40 a month!</p>
<p>As for me, I call every 6 months to all my companies to see if I can save.  Sometimes, it&#8217;s to keep my bills low (renew my promotional offers).  Other times, I enroll in new ones.  It&#8217;s my secret to have low monthly bills!!</p>
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		<title>By: Alan Schram</title>
		<link>http://pfcreditcards.com/lower-your-monthly-subscriptions-cost-by-calling/comment-page-1/#comment-242</link>
		<dc:creator>Alan Schram</dc:creator>
		<pubDate>Wed, 25 Mar 2009 00:27:57 +0000</pubDate>
		<guid isPermaLink="false">http://pfcreditcards.com/?p=67#comment-242</guid>
		<description>Nice article, thanks for sharing! I actually called my cable provider a few weeks ago and saved $40/month just by asking. I never carry a balance so I&#039;ve never called my credit card company before, but it seems to me as though it would just be easier to find a 0% balance transfer card. What do you think?</description>
		<content:encoded><![CDATA[<p>Nice article, thanks for sharing! I actually called my cable provider a few weeks ago and saved $40/month just by asking. I never carry a balance so I&#8217;ve never called my credit card company before, but it seems to me as though it would just be easier to find a 0% balance transfer card. What do you think?</p>
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