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Credit Cards

Despite the toughest economic time since the great depression, Barclay’s introduces the Visa Black Card.  This credit card is the ultra luxury credit card that directly competes with American Express’ Centurion card. The most notable benefits include: 1% Cash Back on Purchases 24-Hour Concierge Service Exclusive Rewards Program Luxury Gifts The card is made of [...]

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With online purchases, it’s getting harder and harder for credit card companies to identify fraud. Recently, my perfectly standard purchases triggered the bank to give me a call about possible fraud. One of the measures that company use is the location of the transaction. Since I work with many online companies and they all charge [...]

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Our society have a love and hate relationship with credit cards. On one hand, we love the convenience and the ease of use but on the other, the convenience have destroyed so many family’s dream of financial independence. Today, let’s recap on the basics of the good and the bad. Loving Credit Cards Float – [...]

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Duh!  As a personal finance blogger, I keep reading article upon article about credit card complaints.  How credit cards help promote irresponsible spending and how outrageous the interest rates are. What did you expect? Did you think that credit card companies will offer interest free loans to all who want to take advantage?  Let’s face [...]

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I found a neat little feature within the Discover Card online system that lets you change the payment due date. How to Get to the Screen within the Discover Online System Click on Customer Services and you will see “Change Your Payment Due Date” Under Account Services. Why Changing Your Payment Due Date is Useful [...]

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