Comments on: The Credit Card Debate http://pfcreditcards.com/the-credit-card-debate/ Just another WordPress weblog Fri, 23 Jul 2010 13:44:03 +0000 hourly 1 http://wordpress.org/?v=3.0 By: dwhite2762 http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-4340 dwhite2762 Tue, 02 Mar 2010 23:14:11 +0000 http://pfcreditcards.com/?p=95#comment-4340 Ryan, the "Credit Score" that seems so important to some people is the biggest myth in our society. Your credit score can only be discovered if you pay for it, or if you are taking out a loan and the lender tells you what it is. So it is not Your credit score at all. Lenders can affect it by repeatedly making inquirys without your knowledge or written permission (although you can limit this). Everyone says that they are important, but bottom line, if you have very little debt, a large healthy savings and no defaults on your credit, lenders will make you the loan. We have become slaves to this idea of "scoring". It needs to stop. Ryan, the “Credit Score” that seems so important to some people is the biggest myth in our society. Your credit score can only be discovered if you pay for it, or if you are taking out a loan and the lender tells you what it is. So it is not Your credit score at all. Lenders can affect it by repeatedly making inquirys without your knowledge or written permission (although you can limit this). Everyone says that they are important, but bottom line, if you have very little debt, a large healthy savings and no defaults on your credit, lenders will make you the loan. We have become slaves to this idea of “scoring”. It needs to stop.

]]> By: G7 Financial http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1378 G7 Financial Sat, 09 May 2009 17:45:57 +0000 http://pfcreditcards.com/?p=95#comment-1378 <strong>Financial Crisis - Carnival 05...</strong> Welcome to the May 6, 2009 edition of financial crisis. cody butler presents What Is A Traditional IRA posted at Investment-For-Beginners Blog, saying, “What is a traditional IRA and who is it for?” ifvat presents The ... Financial Crisis – Carnival 05…

Welcome to the May 6, 2009 edition of financial crisis.

cody butler presents What Is A Traditional IRA posted at Investment-For-Beginners Blog, saying, “What is a traditional IRA and who is it for?”

ifvat presents The …

]]> By: Rich Life Carnival #36 | Rich Life Equals Better Life http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1350 Rich Life Carnival #36 | Rich Life Equals Better Life Mon, 04 May 2009 18:07:59 +0000 http://pfcreditcards.com/?p=95#comment-1350 [...] presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our [...] [...] presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our [...]

]]> By: Switch to Riches» The “Twenty Something Finances” Carnival - Upbeat Edition http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1179 Switch to Riches» The “Twenty Something Finances” Carnival - Upbeat Edition Mon, 27 Apr 2009 16:42:51 +0000 http://pfcreditcards.com/?p=95#comment-1179 [...] presents The Credit Card Debate posted at PF Credit [...] [...] presents The Credit Card Debate posted at PF Credit [...]

]]> By: Carnival of Debt Reduction - Doing it Right! Edition — Automatic Finances http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1172 Carnival of Debt Reduction - Doing it Right! Edition — Automatic Finances Mon, 27 Apr 2009 12:16:52 +0000 http://pfcreditcards.com/?p=95#comment-1172 [...] presents The Credit Card Debate posted at PF Credit [...] [...] presents The Credit Card Debate posted at PF Credit [...]

]]> By: The 34th Bankruptcy & Debt Carnival…Online Now http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1171 The 34th Bankruptcy & Debt Carnival…Online Now Mon, 27 Apr 2009 12:04:40 +0000 http://pfcreditcards.com/?p=95#comment-1171 [...] presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our [...] [...] presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our [...]

]]> By: OneMint - Economy and Your Finances - April 26, 2009 | OneMint http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1125 OneMint - Economy and Your Finances - April 26, 2009 | OneMint Sun, 26 Apr 2009 08:03:18 +0000 http://pfcreditcards.com/?p=95#comment-1125 [...] presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our [...] [...] presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our [...]

]]> By: Ryan @ SpendOnLife http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-1000 Ryan @ SpendOnLife Wed, 22 Apr 2009 14:27:55 +0000 http://pfcreditcards.com/?p=95#comment-1000 You're right on about responsible use of credit cards being the key to having success with them. An additional bullet point under the "loving credit cards" section would be that they play a major role in determining your credit score. Responsible use of revolving credit can lead to a lower score and the best interest rate possible for major loans on homes and cars. You’re right on about responsible use of credit cards being the key to having success with them.

An additional bullet point under the “loving credit cards” section would be that they play a major role in determining your credit score. Responsible use of revolving credit can lead to a lower score and the best interest rate possible for major loans on homes and cars.

]]> By: Money Hacks Blog Carnival - Earth Day Edition | The Personal Finance Playbook http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-996 Money Hacks Blog Carnival - Earth Day Edition | The Personal Finance Playbook Wed, 22 Apr 2009 12:05:35 +0000 http://pfcreditcards.com/?p=95#comment-996 [...] presents The Credit Card Debate posted at PF Credit [...] [...] presents The Credit Card Debate posted at PF Credit [...]

]]> By: Very Personal Finance http://pfcreditcards.com/the-credit-card-debate/comment-page-1/#comment-995 Very Personal Finance Wed, 22 Apr 2009 11:28:18 +0000 http://pfcreditcards.com/?p=95#comment-995 <strong>Personal Finance Blog Carnvial - April 22, 2009...</strong> Welcome to the April 22, 2009 edition of Personal Finance Blog Carnival.  This is the second edition of the Personal Finance Blog Carnival and I am proud to say that we have over 50 of the best personal finance articles represented here today.  ... Personal Finance Blog Carnvial – April 22, 2009…

Welcome to the April 22, 2009 edition of Personal Finance Blog Carnival.  This is the second edition of the Personal Finance Blog Carnival and I am proud to say that we have over 50 of the best personal finance articles represented here today.  …

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